Credit Providers

Our Product – What Is It

3rd Party Affordability and Deduction Management Platform (ADMP):

  • Performs employee affordability evaluation
  • Manages deductions PRIOR to them being effected onto the payroll
  • Builds trust between Lenders and Borrowers
  • Help convert the employee salary/employment into an asset
  • We mitigate credit and collection risk for financial service providers

Key Components of the ADMP

  • Electronic live platform that is updated every time a transaction is performed
  • Registry of all lenders
  • Registry of all employers
  • Registry of all employees
  • Up to date payroll information
  • Up to date loan information

Our Product – How It Works

Benefits to the Financial Service Provider

  • The PDMS product increases rate of collections and reduces the instances of non-performing loans meaning that bad debt and arrears hugely reduced
  • Opens a new market to Financial Service providers, such as commercial banks, who previously did not lend to low or middle income individuals because concern over lending risk
  • Reduces administrative burden of managing deductions through the use of a controlled collection mechanism; assisting in this manner to negate fraud
  • Equal treatment and opportunity to Financial Service Providers to engage competitively
[email protected]Credit Providers