Benefits to Financial Service Providers:

• The PDMS product increases rate of collections and reduces the instances of non-performing loans meaning that bad debt and arrears hugely reduced
• Opens a new market to Financial Service providers, such as commercial banks, who previously did not lend to low or middle income individuals because concern over lending risk
• Reduces administrative burden of managing deductions through the use of a controlled collection mechanism; assisting in this manner to negate fraud
• Equal treatment and opportunity to Financial Service Providers to engage competitively